When the time comes for real rest, it often happens that your financial situation does not allow you to carry out your plans. However, the market is ready for challenges and is always ready to offer solutions to consumers' problems. In this respect, Russia is not lagging behind other countries.
Microfinance in Russia began to gain popularity relatively recently, but now every day across the country people are actively using the services of microfinance organizations to solve their current financial problems. The web resources of the most famous MFOs are visited by thousands of users from all over the Russian Federation.
History
The first attempts in this area were made back in the fifties of the twentieth century. Many countries provided loans for the development of private entrepreneurship.
Microfinance in the modern sense was born in the seventies of the last century. Its creator is a professor in economics from Bangladesh, Muhammad Yunus.
Wanting to help the underprivileged segments of the population without being left behind, he borrowed his own money. This made it possible to test his theory of microfinance. Its main condition is the use of funds to develop their business, and not waste. Muhammad Yunus solved two problems at once: he helped the poor, but active citizens and ensured the return of money.
When the first profit appeared, satisfied clients repaid the loan themselves. Having confirmed his own theory of microfinance, the professor did not stop there and established the world's first microfinance organization, which still lends to millions of people.
Similar attempts were made in other countries. From 1972 to 1979 organizations helping to form credit cooperatives have sprung up in Burkina Faso, Costa Rica, Honduras, Panama, Paraguay, Bolivia, and Colombia. In the late nineties of the twentieth century, microfinance was already a critical element of the global economy. It helped curb the spread of poverty.
Features of this market in the Russian Federation
MFI services in Russia are in great demand. Unlike banks, such companies are not very demanding of customers. Client applications are quickly reviewed here. MFO offices are in maximum accessibility and work according to a convenient schedule. Many MFIs issue loans online. These factors contribute to the widespread popularity of MFI services.
An example is the company MoneyMan.ru (https://moneyman.ru/). She gives loans from 0.76% per day. This is convenient if you urgently need money "before the paycheck" or you need to buy a gift for a girlfriend, friend, family. MFIs are often approached by those who have been denied a bank.
Many MFIs issue loans to a bank card. This allows you to get the required amount quickly and with a minimum of documents. Loans in cash or to a bank account are also available. Most MFIs offer to evaluate their chances and opportunities using loan calculators.
Modern MFIs can work with a wide range of clients. It is worth paying attention to companies that have been on the market for a long time and have positive customer reviews.
